The UK Growers Thread!

Saerimmner

Well-Known Member
one thing after another with u at the minute matey. u thought bout devoting your time to god??? only joking but u do need some luckor devine help.
rent,grow set up and wages. on plus side u may off just used ya shit luck up now fella.
u not able cramm a grow in?
Been out now for 4 months, been waiting for the somalian fucking boat hijacker landlord/pirate to sort out the heating system and the replace carpet after the radiator exploded all over the floor so havent been able to grow, and because of not being able to grow debts have mounted up n ive had to sell most of my grow eqipment just to keep a roof over our heads...
Because of all this I had to sign up to a debt management plan to stop 3 different companies taking us to court over what we owe them and the first payment to this company was today so thats caused the account to go even more over the overdraft limit coz my wages werent in to cover it and will cost us another £100-200 in charges we cant afford, just seems like ever time one things sorted another 10 come along and arse-rape us, had enough of it now, tempted just to say go fuck to everyone an let em take me to court n go on the dole etc, coz for 4 years ive been slogging my guts out to get sorted and everytime it looks about manageable someone like the council will go along n do a "re-calculation" and fuck us up again or cunts at work dont pay wages etc

IVE HAD ENOUGH OF THIS SHIT!!!!
Just wish i could find a place n get growing without restrictions as at least I know that this way i can grow myself out of debt within a year or so
 

IC3M4L3

Well-Known Member
Been out now for 4 months, been waiting for the somalian fucking boat hijacker landlord/pirate to sort out the heating system and the replace carpet after the radiator exploded all over the floor so havent been able to grow, and because of not being able to grow debts have mounted up n ive had to sell most of my grow eqipment just to keep a roof over our heads...
Because of all this I had to sign up to a debt management plan to stop 3 different companies taking us to court over what we owe them and the first payment to this company was today so thats caused the account to go even more over the overdraft limit coz my wages werent in to cover it and will cost us another £100-200 in charges we cant afford, just seems like ever time one things sorted another 10 come along and arse-rape us, had enough of it now, tempted just to say go fuck to everyone an let em take me to court n go on the dole etc, coz for 4 years ive been slogging my guts out to get sorted and everytime it looks about manageable someone like the council will go along n do a "re-calculation" and fuck us up again or cunts at work dont pay wages etc

IVE HAD ENOUGH OF THIS SHIT!!!!
Just wish i could find a place n get growing without restrictions as at least I know that this way i can grow myself out of debt within a year or so
2 words

citizens advice brub,, fuk paying a debt company to manage your debts,,, same with the ladlords shoddy timeline or new carpets ciztizens advice,, it suks but iit may be worth it for you :)
 

mad dog bark

Well-Known Member
ent u the chap who had that pukka looking attic grow op? not long been fixed up? gutted for ya mate , hassles alone sound bad but not able to grow wood bend my head something bad. love me hobby man.
chin up fella u will work way out debt and in a year u b wondering y all the stress. also if wages not paid through companys fault they should foot any over draft or fine u get if u no how about getting it. something for u to look into .good luck
 

DST

Well-Known Member
And also check if you got home insurance, they often have legal helplines and if pushed will put a lawyer onto civil matters for you.

other than that, like IC3 said, CAB's are great! Good luck Saer.
 

mad dog bark

Well-Known Member
@d, wen u say no cut of date that means running till after xmas? or none set as off yet that u heard off?
yeah if could get a final week warning that wood b amazing man. got so much on here at min and juggling all sorts but at same time really dont wanna miss out on promo as wood feel like the last kid picked on sports day hahah
 

DST

Well-Known Member
Finance boss said end of November lad, lol. But I am sure there will be something for the Cup as well.
 

bazoomer

Well-Known Member
fucking nigger neigbors and ther boomo fucking boom jiggaboo music all fucking day,, startn o piss me off,, makes itw orse is u be nice and ask them they say yes,, then dont do shit,, imo go nutz if it carries on im sik of my widows vibrating
"boomo fucking boom jiggaboo music'' ....is this the technical term for it ? pmsl :lol:
 

mrt1980

Well-Known Member
I went to citezens advice cos of my debt and they ended up wiping it all off for me. It only cost me £90 to do it but i think its a maximum of 7k. Anything over that you got to go bankrupt and i think that costs 500
 

supersillybilly

Well-Known Member
Max of 15k. In England it's called a DRO (debt relief order) and in Scotland it's a low income low asset bankruptcy. Both cost £99. If u got debts over 15k it's a full bankruptcy. £600 but their are charities to help. Be careful anyone wanting to do this.....lot of crooks out there. If anyone got debt prob, I'll help, that's my job.
 

IC3M4L3

Well-Known Member
"boomo fucking boom jiggaboo music'' ....is this the technical term for it ? pmsl :lol:
yeh the very technical term

Max of 15k. In England it's called a DRO (debt relief order) and in Scotland it's a low income low asset bankruptcy. Both cost £99. If u got debts over 15k it's a full bankruptcy. £600 but their are charities to help. Be careful anyone wanting to do this.....lot of crooks out there. If anyone got debt prob, I'll help, that's my job.
so is that what u do bill goround telling the collectors they aint collecting no more? i take it u go with your 10 ninja's waiting round the corner
 

The Yorkshireman

Well-Known Member
Fuck paying anybody except the government, you don't go to prison for debts.

Sign yourself up to 'Getoutofdebtfree.org' and download their template letters to send to debt collectors and lawfully get out of debt.

The strategy is based on contract law and common law. Only real persons (not legal fictions or organisations) can sign a contract and nobody can sign on the behalf of someone else, ergo a business (like Barclay's bank for eg) can't lawfully sign a contract because they are not a human being.

Basically you ask them to prove you entered into contract by providing a copy of said contract signed by you and the other party, as the other party is a commercial entity and not a real human person they can't lawfully enter into contract because they have no mind to. The contract therefore never existed and neither did the debt. They're proper fucked when you ask them for a bill of sale!

My mate has done this to 3 banks and 6 debt collection agency's without ever seeing a court room or summons, no matter how much they threaten. I'm in the process of doing it to Barclay's.

Once a debt goes to a debt collection agency though you can just tell them 'thank you for paying my debt, i have no business with you, piss off!'
 

supersillybilly

Well-Known Member
Once the debt is sold....fuck it. The DCA will not pursue in court. They will just sell it after numerous letter cycles. I'm proper shattered
 

The Yorkshireman

Well-Known Member
And here's a copy of the first letter to be sent, giving whoever it concerns 10 days to reply.

Fucking water-tight!


Debt letter part 1.jpg
Debt letter part 2.jpg

I couldn't get it in 1 shot,sorry.
 

MajorCoco

Well-Known Member
Yorkie mate. I really doubt that letter would hold up in court, if it ever made it that far...If it's a very small debt then it may put them off chasing you for it, but even that's a gamble.

Even contracts which are only digitally signed are legally binding these days. The 1882 Bill of Exchange act which the letter mentions has been superseded by lots of other legislation for starters.
 

The Yorkshireman

Well-Known Member
Yorkie mate. I really doubt that letter would hold up in court, if it ever made it that far...If it's a very small debt then it may put them off chasing you for it, but even that's a gamble.

Even contracts which are only digitally signed are legally binding these days. The 1882 Bill of Exchange act which the letter mentions has been superseded by lots of other legislation for starters.
That's the whole point, it never goes to court but in response yes it does hold up.

A contract can NOT be digitally signed per the Bill of Exchange act, nor can it be signed by a none human entity as they have no 'right or mind' to enter into contract.

The Bills of Exchange act has not been superseded, a link to the latest available (revised).
http://www.legislation.gov.uk/ukpga/Vict/45-46/61
 

PUKKA BUD

Well-Known Member
Fuckin hell it's Friday give over with the law an act's business lads lol.....where's don with the porn? ...an ttt will be on any second to tell ya the propa laws you numptys lol
 

mad dog bark

Well-Known Member
for once i agree with yorkie. abill initself ispayment, all legal language and double meanings put peeps off but if u no ya rights and wots lawful and legal then u can play the system.
i done alot of reading on this and alot facts to it. for example wenu get a loan the banks make 3 times the amount u loan. they sell the loan as such and also get payments off ya self, very dodgy,
u no theres more debt then money is this world so somewhere some1 went wrong... peeps shouldof listened ab lincoins warnings as modern banking ruined everything. few get rich at rest worlds expense
 

IC3M4L3

Well-Known Member
for small debst they wont take you to court,, its not worth t,, they just try scare taktix,, its not the USA wer u go to jail for debts,,unless its tv licence wich i object paying

i pay 70 a month for my tv so y the fuk should ii pay a tv licence,, water rates can be taken from your benefit ONLY wen ur debt hits 300 and above
 

IC3M4L3

Well-Known Member
im sure if TTT waasnt busy ot working cooking beans on toast hed have his own CORRECT opinion as hes the resdient kn9ow all!! haha

your still cummin tomoz yorkie mate? any clue on a time?
 
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