Skunky Munkey Grow 1

wheels619

wheels619

Well-Known Member
berkman858 said:
That sux, it's def hard to do that without good credit. I screwed up my credit as soon as I found out what credit was. It took me a few years to clean it up but I am around 700 now. And you have to carry a balance, but not too much, to keep your credit good. That means you have to keep using it and feeding into the system. It's a tough thing to stay on top of for me but I am getting better at it.
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yeah b uddy mine is right around 700 and i dont even have a legit income. lmao. but u need credit in this country to do just about anything. i didnt find out how imortant my credit score was until i was about 18-19 or so. fucked my day up when i was making 1000 a week and couldnt finance a car by myself. all becuz of one fucked up credit card i didnt even know i had. lmao. someone applied for a credit card in my name when i was young and never used it. the annual fees piled up on my not known about card and eventually got sent to collections. i couldnt even fight it. they said i should have checked my credit report annually for shit like that.
 
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berkman858

Well-Known Member
wheels619 said:
yeah b uddy mine is right around 700 and i dont even have a legit income. lmao. but u need credit in this country to do just about anything. i didnt find out how imortant my credit score was until i was about 18-19 or so. fucked my day up when i was making 1000 a week and couldnt finance a car by myself. all becuz of one fucked up credit card i didnt even know i had. lmao. someone applied for a credit card in my name when i was young and never used it. the annual fees piled up on my not known about card and eventually got sent to collections. i couldnt even fight it. they said i should have checked my credit report annually for shit like that.
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Yup, that's why I get a monthly credit report and immediate identity theft notification.
 
North40Farmer

North40Farmer

Member
You also build small amount of credit for paying utilities... I was told by my realtor that paying 5 utilities or bills each month build your credit, not like a credit card would but it still does. So cellphone bill, home phone/tv/internet, water, gas and electric in your name and you're gaining credit.

Another quicker way is a thing called a secure credit car you can get through your bank, it's usually a precursor to full blown credit card. It works by you giving the bank say $500 bucks to keep then they give you a credit card with a $500 limit that you can use just like a normal credit card.... what makes it secure is if you decide you don't wanna pay, the bank says fine and uses your $500 startup to cover it. this builds your credit fast if you're trying too, and could lead to an actual credit card down the road.

I got into it with att over the early cancellation fees and they took me to collections and jacked my credit up because I wouldn't pay. I couldn't get a credit card so I used a secure credit card for about a year before my credit was good enough to get a real card.

My motto though still is "if i don't have the money, I ain't buying it." My girlfriends on the other hand is "live now pay later" haha
 
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berkman858

Well-Known Member
North40Farmer said:
You also build small amount of credit for paying utilities... I was told by my realtor that paying 5 utilities or bills each month build your credit, not like a credit card would but it still does. So cellphone bill, home phone/tv/internet, water, gas and electric in your name and you're gaining credit.

Another quicker way is a thing called a secure credit car you can get through your bank, it's usually a precursor to full blown credit card. It works by you giving the bank say $500 bucks to keep then they give you a credit card with a $500 limit that you can use just like a normal credit card.... what makes it secure is if you decide you don't wanna pay, the bank says fine and uses your $500 startup to cover it. this builds your credit fast if you're trying too, and could lead to an actual credit card down the road.

I got into it with att over the early cancellation fees and they took me to collections and jacked my credit up because I wouldn't pay. I couldn't get a credit card so I used a secure credit card for about a year before my credit was good enough to get a real card.

My motto though still is "if i don't have the money, I ain't buying it." My girlfriends on the other hand is "live now pay later" haha
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I am trying to find a happy medium between those two philosophies. I used to be real bad and would get shit turned off for non-payment but that hasn't happened in a while. I cut it close sometimes but I feel like I am getting better each year. Maybe one day I will actually be responsible with money.
 
bassman999

bassman999

Well-Known Member
I pay plenty of bills and have no credit resulting from it.
I guess Ill play the credit game though...unless I find a way to become a multimillionaire Ill never be respected without that fucking credit report.
I guess Ill just get a secured card...I was told by a realtor to get 3 of them make $20 purchase on them all make minumum payments for a few months pay em off. 3-4 months later do the small purchases again...credit will flourish he says.
 
bassman999

bassman999

Well-Known Member
(Early Skunk x Jack Herer) x Gorilla grape...this is the recipe for the Skunky Monkey?? Certainly has some great genetics in there!! Cant wait to pop a few seeds myself!
 
wheels619

wheels619

Well-Known Member
North40Farmer said:
You also build small amount of credit for paying utilities... I was told by my realtor that paying 5 utilities or bills each month build your credit, not like a credit card would but it still does. So cellphone bill, home phone/tv/internet, water, gas and electric in your name and you're gaining credit.

Another quicker way is a thing called a secure credit car you can get through your bank, it's usually a precursor to full blown credit card. It works by you giving the bank say $500 bucks to keep then they give you a credit card with a $500 limit that you can use just like a normal credit card.... what makes it secure is if you decide you don't wanna pay, the bank says fine and uses your $500 startup to cover it. this builds your credit fast if you're trying too, and could lead to an actual credit card down the road.

I got into it with att over the early cancellation fees and they took me to collections and jacked my credit up because I wouldn't pay. I couldn't get a credit card so I used a secure credit card for about a year before my credit was good enough to get a real card.

My motto though still is "if i don't have the money, I ain't buying it." My girlfriends on the other hand is "live now pay later" haha
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the only things that can be reported as good progress are things u need a social security number for. lease agreement, heavy utilities, blah blah blah. cable and cell phones and stuff not so much becuz ur not using credit to gain them ur paying monthly service charges or it gets turned off. anything that is monthly service charges dont count its the things that are lent to u. I.E. money, auto, personal or business loans, credit cards. since its basically considered the lending of currency. rental agreements due to lending of housing. since legally they cant just 86 u from the house. u have to legally be evicted and some cases that can take up to 6 months or more which = housing or lease agreement.
 
wheels619

wheels619

Well-Known Member
bassman999 said:
I pay plenty of bills and have no credit resulting from it.
I guess Ill play the credit game though...unless I find a way to become a multimillionaire Ill never be respected without that fucking credit report.
I guess Ill just get a secured card...I was told by a realtor to get 3 of them make $20 purchase on them all make minumum payments for a few months pay em off. 3-4 months later do the small purchases again...credit will flourish he says.
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ebay or bill me later accounts work. or in hard cases get a card with a yearly fee. spend 200 bucks on it on ebay or amazon and cut it up. just pay 20 bucks a month and it will slowly build ur credit. but only one card with an annual fee at a time becuz multiples will screw u with unexpected charges. also try to stay below the 30 bucks a year in annual fees.

went to home depot spent 300 bucks on my new home depot credit card to build this grow box for my ladies house and then cut it up ill have it paid off before the 6 months no interest is up so its same as cash and it help my credit score. :) u gotta find loopholes dude. lmao. i try to find ways to screw the system.
 
fumble

fumble

Well-Known Member
The girls look awesome berkman. I really like seeing the difference in scrog of the SM compared to my WhiteFire. I like the bushiness of yours. I just love big fat ass leaves; they kind of resemble poinsettias.
 
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berkman858

Well-Known Member
fumble said:
The girls look awesome berkman. I really like seeing the difference in scrog of the SM compared to my WhiteFire. I like the bushiness of yours. I just love big fat ass leaves; they kind of resemble poinsettias.
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Thx, if you look closely you can see that each plant is a different pheno and grows differently.
 
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berkman858

Well-Known Member
Today is Day 1 of Flower. The fungus is still around so let's see if this whole crop is going to be a waste. Only time will tell.
 
supchaka

supchaka

Well-Known Member
Did you ever post pics of the fungus. I don't recall seeing it, but remember you saying it. I've only had it once, and it was brown leaf spot.
 
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berkman858

Well-Known Member
supchaka said:
Did you ever post pics of the fungus. I don't recall seeing it, but remember you saying it. I've only had it once, and it was brown leaf spot.
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Yeah I posted pics and it is similar to brown leaf spot. What did you do to get rid of it or was it impossible? I think if I keep it in check I should be OK but I am not 100% sure.
 
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