Our Next Housing Bubble Is Here..

Budley Doright said:

And who’s fault is this bad credit score? I’m really interested in your opinion. From what I’ve seen in my limited circle of friends it’s their fault for the most part. They’ve overextended themselves, having access to easy money, buying shit they really didn’t need.

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Fogdog said:

A lot of times, the cause is a health crisis.

Just saying, there are a lot of reasons, not just moral failure.

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Lucky Luke said:

yep, stupid people.
I agree predatory lending is a thing, like its always been. The selling of anything has a tendency to be predatory.
"Would you like fries with that?"

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Budley Doright said:

Of course there are times that it was the last choice given circumstances but typically from what I’ve witnessed first hand it’s bad choices. We’re talking cars here, not life threatening issues lol. Also I don’t class it as a moral failure just a bad choice lol. My best friend is like a week away from his 3rd bankruptcy and he still has high moral standards, just an idiot with money lol.

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