nsbudca
Well-Known Member
Recently opened a life insurance policy, now that I can afford it ... And my wife and sister work for the same insurance company so we've insured everything but my left nut so far.
Just of the story is that my rates are higher due to my mmj license. I had to do a phone interview with a nurse that had a few questions regarding health issues with my immediate family but 90% of the interview was based around my marijuana use. She asked me several times if I used cocaine or heroin and was very persistent on this topic.
I know that you get asked these questions in any case but I felt like she was trying to make me fess up to using hard drugs as well, which I don't and haven't in a very long time.
Anyone else get treated differently when opening a life insurance policy due to your mmj use?
Just of the story is that my rates are higher due to my mmj license. I had to do a phone interview with a nurse that had a few questions regarding health issues with my immediate family but 90% of the interview was based around my marijuana use. She asked me several times if I used cocaine or heroin and was very persistent on this topic.
I know that you get asked these questions in any case but I felt like she was trying to make me fess up to using hard drugs as well, which I don't and haven't in a very long time.
Anyone else get treated differently when opening a life insurance policy due to your mmj use?