Anti-Trump Protests
- Thread starter NLXSK1
- Start date
NLXSK1
Well-Known Member
Just by definition if you are paying insurance rather than paying the doctor directly you are paying for healthcare that is marked up. Dont you see that?
Bugeye
Well-Known Member
Of course, but I'm paying for a worst case scenario protection, which holds value to me.
dandyrandy
Well-Known Member
But if you have money you don't buy healthcare insurance. It's only for the poor.
Fogdog
Well-Known Member
Do you go without insurance coverage? Just asking because anybody showing up as private pay is charged way more than insurance companies are. Just that a person is not saving anything by going without coverage if they have a health care crisis "to avoid the mark up". Even people with high deductibles, which I guess @Bugeye carries, pay prices according to agreements between the insurance company and the health care provider.
NLXSK1
Well-Known Member
Yes and you are subsidising other sick people unless you are the sick one. The cheapest way is direct pay because you are not adding on all the costs that are not directly related to your health care. I want my doctor well paid but I dont really want to pay for all these other people.
We have to change attitudes in this country if we want high quality healthcare at low cost.
NLXSK1
Well-Known Member
If you offer to pay your doctor cash for a procedure you will find it is likely much less cost, not more. I have real life experience with this. They dont have to wait for 6 months for payment and submit reams of paperwork to the insurance company so it is much less costly for the doctors office.
MynameisSolo
Well-Known Member
Here is a idea if you pay for the coverage an after 5 years of paying you did not use any should you get 80 percent payed back in full
NLXSK1
Well-Known Member
How about everyone pay for their own healthcare and if you cant afford it you get taken care of by the government. It is known as Medicaid... You are welcome.
MynameisSolo
Well-Known Member
why should they be allowed to keep any of it, If it was not used .
We pay for our families best interests and health i could really give a fuck about anyone else's
Fuck the unfortunate we all started out with nothing , its your life and your destiny and you to blame plain n simple when you really think about it .
Hardship or unfortunate times Fuck you we all been there live by the the means that you can
upgrade do what ever to become better ..
but really when i see some bum asking for money and look at his 250,00 dollar new pair of shows i think wow times must be hard meanwhile i live on with my 18.00 dollar Walmart runners lol ..
And i am suppose to feel for this guy
We pay for our families best interests and health i could really give a fuck about anyone else's
Fuck the unfortunate we all started out with nothing , its your life and your destiny and you to blame plain n simple when you really think about it .
Hardship or unfortunate times Fuck you we all been there live by the the means that you can
upgrade do what ever to become better ..
but really when i see some bum asking for money and look at his 250,00 dollar new pair of shows i think wow times must be hard meanwhile i live on with my 18.00 dollar Walmart runners lol ..
And i am suppose to feel for this guy
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dandyrandy
Well-Known Member
I doubt most people could come up with the cost of a knee replacement.
Fogdog
Well-Known Member
It's my guess that a wealthy person isn't as concerned about cost. I don't know about billionaires, but anybody I know who is financially secure carries insurance. It just makes financial good sense.
True this. It works great in some circumstances. Don't show up at ER, have a chronic illness or have an accident that puts you in the hospital with this strategy.
The difference is health care coverage vs treatment for a specific problem. You are talking about treatment.
dandyrandy
Well-Known Member
You do know the guidelines for medicaid
dandyrandy
Well-Known Member
People I know worth a million plus don't buy insurance.
NLXSK1
Well-Known Member
Well, I propose a 2 edge sword. On the one side, everyone would be responsible for their medical costs. So nobody gets a free ride to the hospital.
Here is how it would work. If you went to the emergency room they would take care of you, no questions asked. However, you would owe the bill. If you couldnt pay the bill then a portion of your paycheck would be taken to cover the costs. If you had no income then you would still be taken care of.
That way we are paying for all the healthcare for the people who cannot afford it but not socializing a portion of our country in the name of equal healthcare.
We always had universal healthcare, that was a lie told to us by the Democrats.
MynameisSolo
Well-Known Member
You no what if you think about it your wrong i i live a very comfortable life i am very well off and you no what ??
I am the tightest mofo wad you will ever meet like most well off people .
we watch out money
its the ones living the millionare dream living paycheck to paycheck that are careless fucks
seriosuly there to worried about there image they got to look good have nice clothes or shoes they waste more money tryin to keep up with the jones that is a fact
Yes i agree this day n age is extremely hard but with some brains one can do well
I shit you not when my parents immigrated here after world war 2 to give me a better life
they struggled saved and did what ever it took to get ahead Yeah i remember in shool everyone wearing nice winter coats and clothes me ma knitted gloves it was army navy clothes ..
It built character out of me and as i watched these kids grow up fall to the doom of recession you know parents living well beyond there means etc
I will never forget my parents telling me how much they sacrificed moving to another country and not even speaking the language , with pennies in there pockets and turning them pennies into millions being a true citizen leaving there divisons behind and calling there new land home
Can you imagine for one minute anyone one of us moving to country starting over and even cannot speak the language ..
Today most people are just to fucking weak and rather try to make a life for them self's they would rather live of Government with excuse after excuse
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blu3bird
Well-Known Member
What? I went to the emergency room 4 years ago from a dog bite 52 stitches in my face, and when they asked for insurance, I didn't have any, my $8000 bill was reduced to $3500 and they let me make monthly payments. They give people who pay in cash the break and grossly overcharge insurance companies. You got it backwards dude.
Fogdog
Well-Known Member
Insurance companies always win in the long run. They are in the system for a profit and will price coverage accordingly. What you describe is similar to getting money back from federal tax withholdings at the end of the year. Sure feels good seeing that check but it's better to get zero back rather than an interest free loan to the government that pays out at the end of the year.
Why are insurance companies in the business of providing health care coverage anyway? Insurance should be used to protect a person from a rare but ruinous event, like house fire or an automobile accident, where the cost is shared among a pool of people, many of whom don't experience the same event at the same time. We all use and need medical attention at one time or another.
As long as we are brainstorming, how about universal health care coverage? Health care and education are two of the best investments society can make to establish a healthy economy. Medical costs are a big cause of personal bankruptcy even when a person is insured. Or at least that was the case before the ACA.
Fogdog
Well-Known Member
We agree here, i think. Does your family go without any health care coverage?
They were under no obligation to reduce that bill. Do you live your life depending on charity?
dandyrandy
Well-Known Member
I agree. That's why I worked a job with a pension and healthcare for my wife and I. I guess our difference is compassion. And I like a society that is safe. Decent pay and healthcare goes a long way. When I was 7 one of my jobs was to feed the hogs and whack the crap out of those few hogs that tried to eat it all. Those split hickory tobacco sticks are tough. Anyway when taken to market you will make more money smacking the greedy hogs. Also it knocks down aggression from the greedy hogs. Back when weened pigs were $3.