I was rear ended in a car wreck a few months back and the insurance company wants to settle. I had whiplash that hurt pretty good for a month plus. Car wasn't totaled, they already took care of that but there was slight frame damage so it was a decent hit. What's it worth? Insurance guy offered $500 then $1000. I tried not to laugh and I said let me think about what's really fair and I'll call you back. What is fair these days I don't know? What amount would they likely settle for versus having to sue them for, or should I really get an attorney even though it's so minor.