I had a R+B 90W UFO break on me once a few years ago. Didn't even remember until now. I was using it to supplement HPS at the time, so it was hard to notice that half the panel was out.
After opening it for repair, I decided to retire it. What a safety hazard.... The wire from the broken segment somehow ripped it's epoxy bead off and was just hanging loose between the pcb, and aluminum plate, and some sheet of resistant liner.
Even though the PCB and aluminum plate were 2 separate parts, each led was epoxied to the aluminum plate. I'm not even sure how they managed to put the unit together... Probably putting a bead of epoxy on each led base, then pressing the aluminum plate over the top...
tl;dr, UFO are built like shit. Any number of things could result in catastrophic failure, whether it be a short, or the fans going out (no fins on the plate).
If my vero fan stops working, it will not get hot enough to destroy the LEDs, or hot enough to burn my house down.