Another political rant

Hmmm ... the lenders have really tightened up on the credit requirements. A year ago ... no problem, but now? The best way would be to find a seller who has the house all paid for and who would be willing to carry the mortgage for you. Seniors are the best bet because many of them don't need the money and were planning on putting the proceeds from the sale into the bank to suppliment their retirement. If you have a small down and offer them a reasonable interest rate it could work ... I've picked up some nice rental properties this way. You can work out an interest only, five year note ... or a five or ten year note amortized over 30 years to keep the payments low. Of course, the note will be due in five years, or ten years, but by that time, in all probablities, the home will have gained enough appreciation to where you can qualify for and obtain conventional financing. And by the way, this is a perfect market to find seller financing as most sellers are having problems finding a buyer. Just imagine a woman in her upper 80's and the kids want to place her in a "home" or move her into their home. The house is paid for, and along you and your wife come with the small down, offering her terms. You'd have to convince the kids that you are on the up and up though as most relatives are cautious and want to be sure "Mom" is protected.

On second thought, I really don't know how "bad" your credit is, so it may not be such a big issue. If you feel OK about it, PM me and let me know what your Fico scores are. We have an in-house lender and I can bounce the issue off on him. I promise I'll give you the feedback ... and keep everything confidential.

Your growing sounds like my growing. I've just started up again after laying off for the entire summer. Everything I tried to grow burned to a crisp.

Vi
 
Your growing sounds like my growing. I've just started up again after laying off for the entire summer. Everything I tried to grow burned to a crisp.



And you are dissing my grows, how hypocritical. My plants are in flower at 6ft and 4ft, My what a lovely smell they have. The 4ft ones are Indica I believe and the 6 footers Sativa. Maybe your lighting is too powerful, a 600W HPS must give off some heat, My 400W HPS is pretty warm and I have a 70cfm fan removing the heat through the ceiling into the attic with 4" ducting. My problem is my grow area is too small for the plants. @ 6', they hit the top of my grow area.
 
The good news is he won't be around forever. Let me be very clear, I absolutely think that George W. Bush is the cornerstone of what is wrong with modern America. I absolutely hate him, and really, you know all those things you wouldn't wish on your worst enemy? For me that doesn't apply to King George. I hope he gets the full brunt of God's wrath, but I digress. The good news is that things will change. History is full of dictators and travesties, but they die, and really, the one thing we can do is make peace around us. I always say that the best way for a culture to take over the world is by being the best culture in the world and having others emulate you because they admire you. I guess I can't change policy, but I can control how I act in my daily life.

good rant. i agree with almost everything you said. the only thing is, i know, and everyone knows, and you too if you think about it, that g.w.bush is NOT smart enough to be the brains behind the wrong turn america has taken. you cannot wait for his term and expect america to turn around overnight when the new guy or girl takes over. (please, god, don't let hillary win and be the next regime lordess. she and bush know the same secret handshake if you understand me. she will NOT end the war, people.)

no, the only way so many wrongs have been taken place and the american citizens have been shitted on so badly is that the curruption in d.c. has reached nearly everyone! there is a small group of men holding the financial reigns of the country and therefore pulling the political stings toward their own objective. king george is just their puppet. "do what we tell you to do, and will give you a bit of immortality; you're name in the history books for many hundreds of years." - i wholeheartedly believe this is what was said to him. he is nothing but a face for right-wing religious zealots to cling to and everyone else to hate. he is there to distract you from the highly intelligent, extreamly wealthy people making the real decisions in this country.

don't believe in the democratic party to save you. just research the PERSON. what they say, and do and HAVE DONE in the past.
 
good rant. i agree with almost everything you said. the only thing is, i know, and everyone knows, and you too if you think about it, that g.w.bush is NOT smart enough to be the brains behind the wrong turn america has taken. you cannot wait for his term and expect america to turn around overnight when the new guy or girl takes over. (please, god, don't let hillary win and be the next regime lordess. she and bush know the same secret handshake if you understand me. she will NOT end the war, people.)

no, the only way so many wrongs have been taken place and the american citizens have been shitted on so badly is that the curruption in d.c. has reached nearly everyone! there is a small group of men holding the financial reigns of the country and therefore pulling the political stings toward their own objective. king george is just their puppet. "do what we tell you to do, and will give you a bit of immortality; you're name in the history books for many hundreds of years." - i wholeheartedly believe this is what was said to him. he is nothing but a face for right-wing religious zealots to cling to and everyone else to hate. he is there to distract you from the highly intelligent, extreamly wealthy people making the real decisions in this country.

don't believe in the democratic party to save you. just research the PERSON. what they say, and do and HAVE DONE in the past.
Right fucking on. Thats why I'm reserving my vote untill the last known facts come out. I just learned that Ron Paul took money from defense contractors, not that I can really blame him, but I believe that is going against his principles. I believe anyone elected that would change the status quo would be assasinated. The elites aren't giving up their sweet deal without a fight.
 
I believe anyone elected that would change the status quo would be assasinated. The elites aren't giving up their sweet deal without a fight.

I do think that anyone that tried to flip the system would be stopped, but I imagine that the wealthy would choose a character assassination rather than a rifle.
What will change the status quo is when the problems begin to affect the entire system. When the country gets so poor that business begin to fail, or the healthcare system gets so bad we begin to see epidemics spread.
I come from Pittsburgh, PA originally, and my minor from the U of Pitt was History, with a specialty in Pittsburgh History (and the Nazi regime, but that's irrelevant right now).
Now, most people think Pittsburgh, they think, well, the Steelers, but after that they picture plumes of dirty smoke and grubby mills dumping crap into the river. It was a shithole back in the 19th century. No doubt, and the soot can still be seen on some of the older buildings. What a lot of people don't realize is that today, Pittsburgh is one of the greenest cities in the world, and it has a lot to do with a guy named Edwin Bigalow. He was the director of Parks and Recreation back at the turnof the 20th century, and he realized that people were leaving, and no new businesses were coming to town. Before superhighways and modern cars, people had to live near where they worked. Pittsburgh was gray and filthy, with Cholera and flu everywhere. It got that way because the multimillionaires who ran the city didn't give a shit. These guys had millions when a pound of steak cost a penny. Bigalow noticed that without a reason for people to stay, the mills and investments folks like Carnegie, Mellon and Frick had made would eventually become worthless liabilities.
If you want social change, what you need to do is make it so the people with the money see it in their best interest to make that change. It easy to say screw the poor children, but when a poor child has an untreated illness which spreads to your little Biff and Buffy at daycare, you're gonna care more. You can say fuck the homeless, but when you wake up and your streets are covered with them, priorities change.
 
The case for medicine is very complicated and I don't pretend to have the answers. The pay cut/cap is one thing but you have to consider how that would be distributed. Would there be many people willing to go through 4 years med school 7 years residency to become a neurosurgeon? And primary care docs, fuggetaboudit. They can't fill the residency slots as it is and farm them out to J-1 foreign visas. Which is why you see Achmed at 2am in the ER.

I wish we weren't paralyzed with the choice of scrapping the system or accepting it the way it is. One area we could make huge fiscal gains is just revamping how the pharmaceuticals are dealt with in this country. Unfortunately they are a huge lobby (like big oil) and have completely raped us on costs. No wonder Medicare calls it the 'donut hole'!

It isn't just about how we fund our current model but what kind of model do we want. We are highly skewed towards interventional medicine and that's not all the fault of doctors. It's partly the fault of people who live with a 'fix it when it breaks and fix it fast' mentality. Preventative care is the cheapest and will add more years to your life than any angioplasty but no one wants to reimburse and it's not flashy enough for the patients (and horrors, requires work and change!).

As far as 'socialized medicine' I am so sick of that buzzword. WTF does it mean anyways? Do you mean the type of medicine where you have to wait two weeks to see a doc (if you're lucky), when you get the appointment you rarely see your doctor, where docs work in a bloated system topheavy with administration, seeing 50 people double, triple booked a day? You mean like our system? The only diff is they don't have 20 plus percent of the population who have to pay cash because they can't afford insurance.

I agree on costs, there will reach a tipping point. We may be there now. Health care was the biggest cause for bankruptcy last time I checked. Now that's a crisis.

I'm sure they exist, but I've never talked with a Canadian who'd trade their health care system for ours.
 
Youse guys are both wrong. The real problem is economic. Our dollars aint worth two hoots in hell! The serious devaluation of the greenback started with Nixon (some people would argue FDR) and has been in a steady slide ever since. Because of the monetary decline, our way of life has become subservent. This is a self imposed Fascism. If we stop buying everything on credit, stop buying silley trinkets, and (God forbid) save money in banks, we could get out of the hole. If we wanted to piss off the world and become a democratic republic again the solution is simple. Buy economy cars, drive the speed limit, get rid of illegal invaders and the price of oil will drop. A 5 percent decline in domestic consumption would result in at least a 10 percent reduction in price.

Then we would Americans again. To hell with the damn polititions!


The beauty lies in ignorance is bliss. You can simplify a complex economy in your views but you can't simplify solutions for a complex economy. Reducing M1 would mean wealth is destroyed. It would be like having the government steal right out of your savings account and burning the paper. You might consider reading an introductory level finance book on money markets and institutions.

Telling UncleSunny he is wrong for sounding off on how he feels about politics and the Bush administration is FOOLISH. He's entitled to have his opinions just like the rest of us...
 
I did not mean to imply Uncle Sunny's feelings were wrong. I agree with most of that. My belief is that any plan of action I have heard is wrong. The main mechanism for control has been the economy. As long as we, as a nation, continue with our bad habits, the fascism worsens. People mistakenly believe complex problems must have complex solutions. But really we need a series of small, simple fixes, to regain control of our government.
 
But really we need a series of small, simple fixes, to regain control of our government.

Such as? It is a complex situation because we can't solve for human fraility. You are suggesting that there are clear solutions complex or not. If it was that easy, wouldn't success be seen somewhere?
Your small step suggested previously included massive theft of personal assets by the government and destruction of currency. If that's really doable, lets get together tomorrow and change the world by Monday.
 
2 things need to happen in this country for us to be great nation we once were:

1) End the electoral college system- it is outdated, nullifies the popular vote, and just
needs to go.

2) Campaign reform - this is one of our most serious problems in this country, and hardly
anyone realizes it. We need to stop big corporations from buying congressional votes
and actually writing their own self-serving laws via campaign contributions. Also, this
would get us away from the old " you can't become president unless you are funded
by the devil. Truly good people have NO chance of getting elected because they
won't be handed millions of dollars by special interests. You cannot have a chance in
hell of winning the presidency ( and most state level elections) without millions upon
millions for mud-slinging T.V. ads. Until these changes are DEMANDED by the people,
our government will never be kept honest. Socialize elections. Give EVERY candidate the same
budget. Let the best man win, not the richest / most corrupt. Give everyone the same amount
of airtime, and budget provided by tax payers.
 
Silk, I do not wish to argue with you or anyone else on this forum. So here are the simple facts. Over-reaching government control has always been the result of incremental policy changes that have an economic impact. The war on drugs for instance, sucks billions in tax dollars with little useful results. The real value of most government policies is to employ bureaucrats. Fascism and tax policy go together like hand-in-glove. The only way to disrupt our runaway government is with economics. That starts at home. We all need to buy less and save more.
 
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