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I think about .75 officers die per day, which comes out to be far less than 300. I was looking this statistic up awhile ago. They do not, but any means, have the most dangerous job. By suggesting they have a dangerous job is saying they're able to prevent crimes from taking place, which is...

GSEs (government sponsored agencies for those who don't know) were created to bring liquidity into the market and make up the secondary market that is pooled mortgages. I think both you and I can agree on that. Underwriting doesn't just begin their, but rather at the primary market when a big...

When actuaries crunch the numbers for insurance companies, they take into consideration the number of individuals that smoke and their lung cancer treatments, the number of individuals that die of obesity, and amongst many other factors. So whether it be for medicare/medicaid or for your own...

The Globalism Obama refers to reflects the interconnectivity that is the world economy and the fact that the access to the world has never been easier, whether it be negative or positive. This New World Order stuff is of conspiracy theorists. These individuals have been going at it since the...

Mortgages within the CRA "redlines" made up a very small percentage of mortgages that failed. Really. And another quarter of mortgages that failed were second home mortgages such as lake front property (probably gone up since April-ish of last year). Glass-Stegall was repealed in '99, which...

How about a main media forum with sub-categories such as music, video games, movies, web design/development, art/pictures, etc. I know art and music exist, but rounding those two up and adding in the others makes a little bit more sense...no?

19. Don't go to sleep with an itchy butt; you'll wake up with a smelly finger. (why is this about growing only???)

DO NOT BUY A BRAND NEW CAR. Buy an older car. It will cost less. Insurance won't kill you. And if you find a 4 cylinder vehicle that gives you about 160hp, you should be fine. I can't tell where you live, but there are times when region specific cars are worth it. For example, in the...

I don't think that is actually the case. Children are far smarter than you seem to give them credit for. I've been helping my younger cousins with their homework, and they seem to be tackling more things than I did at their age. The idea isn't so much to teach them how to drive initially, but...

It is fucking pathetic how we need our schools to teach kids about sex education, how to eat right, how to live a healthy life-style, so forth. None of this was required decades ago. This is just the result of shitty ass parenting. Parents expect the world of teachers, but there is only so...

The problem is we start around the age 14 or 15 when it comes to teaching people how to drive. Let us be honest with ourselves. These individuals are usually full blown into puberty. They're rebellious. They think they're on top of the world. And their own peers are the biggest influence on...

It depends on when your test is. If you have about two weeks to prepare, you should be fine. Considering its a pee-test, the best thing to do is make an attempt to get as much of the metabolite that is tested out of your body. They don't specifically test for THC, but rather another...