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  #11  
Old 05-08-2007, 12:58 PM
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NPR : Elizabeth Warren on the Credit Card Industry here sorry
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  #12  
Old 05-08-2007, 01:06 PM
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thank you. i got to the first paragraph, saw the word "bankruptcy", I'M OUT. i'll save up. i don't want that word in my life. thanks for the slap. i knew this already.
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  #13  
Old 05-08-2007, 07:24 PM
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Quote:
Originally Posted by FirstTimeGrow View Post
Go to a gas station or somewhere of the like and buy a prepaid Visa or MasterCard. Usually they charge you a couple of dollars to load them, but after that, it's almost like a gift card that you can use anywhere.


I said this thinking that you meant that you wanted a card to buy stuff online.
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  #14  
Old 05-09-2007, 07:26 AM
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i wont even except a front from my connect. dont have a bank account. buy my cars used. month to month cell plan (metro pcs) keep my cash spent. ha! take that...lol cash makes this world go round. not electronic numbers to symbolize what you HAD! as soon as i can quit this job i will be one up on the man, um man! but if youuu still want a cc then buy a car through a credit union, put alot of money down so you have low payments.
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  #15  
Old 05-09-2007, 07:29 AM
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Everyone needs credit now a days.

you want a CC call hsbc bank they can get you a secured one



Before credit i was nothing

now with good credit i am still nothing just alot less cash to spend now
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  #16  
Old 05-09-2007, 07:38 AM
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the credit system is the last thing in the world i would want to entangle myself in, seriously, stay away from that stuff
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  #17  
Old 05-09-2007, 07:56 AM
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Quote:
Originally Posted by abudsmoker View Post
Everyone needs credit now a days.

you want a CC call hsbc bank they can get you a secured one



Before credit i was nothing

now with good credit i am still nothing just alot less cash to spend now
credit is for people who dont have money. it IS the american way to spend more then you make, a cc is just another way for someone else to get rich on the stupidity of the general public.
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  #18  
Old 05-09-2007, 08:00 AM
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Originally Posted by sk3tch3 View Post
credit is for people who dont have money. it IS the american way to spend more then you make, a cc is just another way for someone else to get rich on the stupidity of the general public.
.....EXACTLY......
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  #19  
Old 05-09-2007, 08:50 AM
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Credit cards can also be awesome spending tools. My parents have had Visa cards for as long as I can remember, and my dad has never missed a payment.

This has allowed him to keep his money for up to a month after he actually spends it. Add that up for 20+ years and you are talking about some serious interest.

Not to mention 10 million Visa miles to fly everywhere for free.

Credit cards can be incredible tools to manage and simplify one's life. However, as with every financial endeavor, they can be a disaster if you are not responsible.
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  #20  
Old 05-10-2007, 01:53 AM
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conclusion; credit cards can be good when used, not abused. i dont suggest relying on them 100% though, cash is still always good to have around... and when thats no good, cannabis seeds! "...and the man with the most seeds will be the wealthiest!" bring back the barter system! lol
Order your seeds now
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