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forums; Originally Posted by chrishydro Take a big bank, JP Morgan etc, if they were to come up with a new ...
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    Quote Originally Posted by chrishydro View Post
    Take a big bank, JP Morgan etc, if they were to come up with a new software product that lets say tracks your bank accounts all year, deposits, checks atm withdrawls etc. You enter some basic info and code each transaction ahead of time, enter your mtg tax payments etc and at the end of the year you just push a button and it files your taxes for you that is inovation that is something people would be drawn to quickly.

    Ie Inovation in this case would create growth and would create jobs.
    Its called internet banking and a PIN number, it already exists.......

    The consumer created these jobs by demanding such a service, not JP MORGAN.
    Last edited by deprave; 06-21-2012 at 07:11 AM.
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    Quote Originally Posted by deprave View Post
    Its called internet banking and a PIN number, it already exists.......

    The consumer created these jobs by demanding such a service.
    Dont know what you mean, I have banked with chase for years I can not push a button and file my taxes.

    The problem in the past with company failures that I see is the CEOS sitting on their asses and not being inovative. This was not the case with Apple, by far the greatest manufacturing story in history, during one of the worst times in our history as it pertains to the economy this company has risen to be the most valuable company ever. Even worth more than Exon. How would you explain this happening.
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    A CEO that was aware of the economic conditions in 2008, as we all were, had to make one of two decesions. I know bad times are here so I am going to lay off 20 percent of my work force so I am not going to suffer hard times. I know bad times are coming so I need to cut operations costs and brainstorm with my people to rally a movement to be inovative and think outside the box to continue my growth.

    In the second case it shows that the company was ready for anything, IE Apple, in the first case it shows a company that was never really inovative rather it just was riding the bubble of consumer over spending.
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    Your asking a Computer guy about Apple here so bare with me. In my perspective Apple has not been "Innovative" at all. They exploited marketing techniques and essentially copied other peoples work but just market it to be "cooler". Every device they came out with was already done before, they just made it looks more "cool and trendy". In fact APPLE OSx at its core it simply Unix, from a technical perspective I only feel apple has exploited people in just about every way possible, even their developers. You don't even want to know how much it COSTING me to port my android apps to iphone this year all because stupid licensing fees.
    Last edited by deprave; 06-21-2012 at 07:27 AM.

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    Quote Originally Posted by chrishydro View Post
    Dont know what you mean, I have banked with chase for years I can not push a button and file my taxes.

    The problem in the past with company failures that I see is the CEOS sitting on their asses and not being inovative. This was not the case with Apple, by far the greatest manufacturing story in history, during one of the worst times in our history as it pertains to the economy this company has risen to be the most valuable company ever. Even worth more than Exon. How would you explain this happening.
    so I guess that was your point the end part about push button to file taxes, all of the rest of what you said is Internet Banking and a PIN number (tracking transactions, using a special code, etc..) regardless its a moot point in light of my reply.
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    Quote Originally Posted by deprave View Post
    Your asking a Computer guy about Apple here so bare with me. In my perspective Apple has not been "Innovative" at all. They exploited marketing techniques and essentially copied other peoples work but just market it to be "cooler". Every device they came out with was already done before, they just made it looks more "cool and trendy". In fact APPLE OSx at its core it simply Unix, from a technical perspective I only feel apple has exploited people in just about every way possible, even their developers. You don't even want to know how much it COST me to port my android apps to iphone this year all because stupid licensing fees.
    I would call re inventing the wheel Inovation. As to Apple exploiting developers I am un aware of that as I do not develop apps I am just and end user. But beg, borrow or steal, these guys pulled away from everyone and in my opinion stand strong and alone in a very bad economic time. That took Inovation.

    Google is another example, when the market hit bottom google was roughly 300 it is now 600 with steady growth all along. Facebook kid created at multi billion dollar company during the same period. Inovaters will make companies grow during good times and bad times. It is the Inovaters that will lead this country back to good times through growth and job creation. The companies that are just stagnent with no real leadership will be gone and swept under the rug and forgotten within years. They will blame the economy but will just be ignored.
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    Quote Originally Posted by deprave View Post

    I completely disagree with Londonfrogs statement about regulations however, simply because of corruption, this leads to regulations creating defacto monopolies and mega-corporations that do not give a fuck about us and destroy small business and jobs. This problem is magnified in America were we have the the Corporations directly funding and keeping the regulators afloat. (amplified further by Citizens United) Regulations are not the answer and government/corporations are not our friend, this has held true for 10's of thousands of years.
    So are you saying have no regulation so the Corporation can't corrupt it..WTF..That would still leave the Corporation to do as it please. What we need to do make sure we Business/Corp. follow regulations that are put in place. Hell look what the easing of Anti-Business Regulations and Laws has done over the last 25 years. Over the past decade too many publicly traded corporations have mis-stated earnings to boost or maintain the market price of their stock. Who loses in that deal ??

    Lets not even began to talk about the illegally dumping of waste or emitting pollutants into the air or into rivers and lakes. Tell me would you really want to eat at a restaurant that had no regulations on what they could or could not feed you ???? Hell they would not even be required to keep your food at a certain temperature without regulations. Health code...Fuck a health code without regulation... !!!! No sir I say we do need regulation




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    Regulation is important but I feel that enforcement and stiffer sentancing was the way to move. When we caught these guys we should have crucified them, and in many cases we did. Had we just done that and left regulation alone I think we would have seen less of the coruption we did in the past.

    Stiffer regulation (not saying we dont need regulation) causes, for honest companies, greater operations costs and prevents risk taking. Had JP Morgans trade worked it would have made the bank billions and there would be no hearings. It did not work and they still made billions.

    Gov needs to stay out of the day to day operations of companies, these are risk takers and they should be allowed to take risks. If they step out of line than cut them down and take out the trash. These are smart guys and the good ones will not break the law on prinicpal and fear of what will come of it if they are caught.
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    Quote Originally Posted by chrishydro View Post
    Regulation is important but I feel that enforcement and stiffer sentancing was the way to move. When we caught these guys we should have crucified them, and in many cases we did. Had we just done that and left regulation alone I think we would have seen less of the coruption we did in the past.

    Stiffer regulation (not saying we dont need regulation) causes, for honest companies, greater operations costs and prevents risk taking. Had JP Morgans trade worked it would have made the bank billions and there would be no hearings. It did not work and they still made billions.

    Gov needs to stay out of the day to day operations of companies, these are risk takers and they should be allowed to take risks. If they step out of line than cut them down and take out the trash. These are smart guys and the good ones will not break the law on prinicpal and fear of what will come of it if they are caught.
    The MF Global thing is a perfect example, there should be enforcement powers that could have asked him where is the money. I dont know you say, boom, lock him up and charge him. Instead this guy is traveling the country campaining for Obama. I mean wtf lock him up charge him and convict him.
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    Quote Originally Posted by londonfog View Post
    So are you saying have no regulation so the Corporation can't corrupt it..WTF..That would still leave the Corporation to do as it please. What we need to do make sure we Business/Corp. follow regulations that are put in place. Hell look what the easing of Anti-Business Regulations and Laws has done over the last 25 years. Over the past decade too many publicly traded corporations have mis-stated earnings to boost or maintain the market price of their stock. Who loses in that deal ??

    Lets not even began to talk about the illegally dumping of waste or emitting pollutants into the air or into rivers and lakes. Tell me would you really want to eat at a restaurant that had no regulations on what they could or could not feed you ???? Hell they would not even be required to keep your food at a certain temperature without regulations. Health code...Fuck a health code without regulation... !!!! No sir I say we do need regulation





    No what I am saying is that what we would need is legit regulations if any, However, not happening with any government, especially one where corporations money is considered free speech. I don't trust wal-mart to regulate itself, especially a wal-mart which elects our leaders.
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