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Reply With Quoteif you actually are saying you have the 9000 to pay it off then i highly suggest paying it off....
paying down debt
I owe $9k in college debt. It sucks and I resent paying it, cuz my 3 years of school taught me a lot but nothing that equated to dollars or knowledge that helped me toward $
It is what it is though...
Today I was calculating the amount of annual compounding interest (monthly/yearly/total)
$213 payment a month at a rate of 3.6% is like $7.... 90-something bucks a year
but over the course of time it'd take to pay back the loan the interest amounts to like 940.... and when i saw that on a calculator it hit me...that's like an extra thou!
my debts are REALLY 10k, not 9
so i was wondering if anybody knew if I could get a better rate if i say i wanna pay down half of it now...$4,500- $5k. Do they adjust college loan rates?
I could just pay the $9,000 in full... but umm no thanks, that's a good chunk of my funds
if you actually are saying you have the 9000 to pay it off then i highly suggest paying it off....
69
Originally Posted by kermit2692
actually, if you have the full amount, call them and tell them you wanna pay 7k and no more. they will accept if your a halfway decent negotiator.
tell them otherwise, youll let it go into collections, and there, they will definitely accept 7k.
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i do have the $9k... and could comfortably pay it off...it would just suck dirty dick, especially since I haven't been working for a little while (changing in the next 2 wks).
imagine a trillion dollars (total student loan debt)... at 3.6% (was gonna go to 6.8% but congress just re-capped another $20 billion on student loans) lol
ok now imagine the entire country at all diff interest rates paying a GND of $16 trillion
fractional reserve banking= most GENIUS way to create spawn fake wealth to grow exponential true wealth...and make politics totally subservient/subordinate to banks
[QUOTE=budsmoker87;7692930]i do have the $9k... and could comfortably pay it off...it would just suck dirty dick, especially since I haven't been working for a little while (changing in the next 2 wks).
imagine a trillion dollars (total student loan debt)... at 3.6% (was gonna go to 6.8% but congress just re-capped another $20 billion on student loans) lol
ok now imagine the entire country at all diff interest rates paying a GND of $16 trillion
fractional reserve banking= most GENIUS way to create spawn fake wealth to grow exponential true wealth...and make politics totally subservient/subordinate to banks[/QUOTS
wow
thats horrible advice.. when you settle on a debt it hurts your credit...it has nothing to do with negotiating lol they will almost always settle if it looks like they are going to have trouble getting the money
This is why I never went to college. I may be a broke ignorant bastard but I don't owe anyone shit.
Buck Strickland: "Hell, I'd kill for a big fat blind gay guy if we could just get some work done around here. "
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hate to get the pay check and pay all ur debts out and when i mean debts i mean my weed dealer
esp when u got a new piece and u don't have enough money to buy weed to smoke it
NYC is the worst place to be a pothead in America and quite possibly the developed world.
Shit quality, fake names, gangster dealers, super troopers, and the highest prices on earth.
I love NYC but could never live there just cause your weed scene is ass.
However it ain't a bad place to be a dealer, you can make some serious money with those insane prices.
Buck Strickland: "Hell, I'd kill for a big fat blind gay guy if we could just get some work done around here. "
Now Hiring
http://stricklandpropane.net/
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