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  1. 03-30-2012, 10:51 PM #1
    DustBomb
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    Default Help Investing...

    Wanted to start up a small little busniess cutting grass.. dont really want to just deposit in a saving account... what are some good ways to build my money (intrest)

    Savings Bonds
    CD's
    Stocks....etc
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  2. 03-31-2012, 12:19 AM #2
    420DankStank
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    Stocks are a gamble. You are buying into a company with hopes that they succeed. If they do eventually profit and pay off debt, then they may pay out the share (stock) holders. Bonds are a great investment as you are buying the companies debt. So you would then be the first person to get paid before the share holders when the company succeeds. If the company fails, you get nothing. and if you then have that bond, you are responsible for the debt. The stocks would have just cost you the initial investment. CDs are like savings accounts, or more comparable to a 401K. You put money in, it has interest earned over time.

    Check out Sharebuilder.com for Savings accounts that have interest as well as being able to buy stocks and bonds.
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  3. 03-31-2012, 12:21 AM #3
    UncleBuck
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    sharebuilder.com is a good one, it makes the list as well as a few others that you may want to look into below. i am not paid by any of them, just know that they are good resources.

    http://www.dafk.net/what/
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  4. 03-31-2012, 03:58 AM #4
    DustBomb
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    Bonds are debts?
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  5. 04-02-2012, 05:31 PM #5
    420DankStank
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    Quote Originally Posted by DustBomb View Post
    Bonds are debts?
    Yes. Here is a little info: http://youtu.be/rs1md3e4aYU
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  6. 04-03-2012, 06:12 AM #6
    ThatGuy113
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    What I started to use when first investing. Its made me decent returns with limited interaction.

    https://www.betterment.com/
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  7. 04-03-2012, 06:37 AM #7
    Nitegazer
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    If you're just starting out, I would highly recommend the book Mutual Funds for Dummies-- it's actually really well written and is a quick read. It will do you a world of good to get little background in markets in general. Vanguard is a well respected brokerage house that charges less than most of the other big players. The simplest thing to do would be to start with a simple blended mutual fund-- a collection of a bunch of smaller investments that helps spread the risk (eg. VASGX). That way, you could put your money in and let the brokerage house manage all the evaluations

    I would strongly recommend that you do not start investing in individual stocks or bonds.
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