Well then with all of those qualifications why do you not understand that this is not for the lazy? It is for the workers that cannot quite get over the hump of being able to afford insurance?

How many of your employees have you talked to and said that they should really put money into a 401k or insurance, because they are going to screw you over.

And think about what happens when the ones that decided not to get very ill or in a accident. Who pays for that?

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“He who joyfully marches to music in rank and file has already earned my contempt. He has been given a large brain by mistake, since for him the spinal cord would surely suffice.” -Einstein